Bank Negara: Malaysia’s banking system remains well-positioned to support economic recovery

Malaysia’s banking system remains well-positioned to support economic recovery, said Bank Negara Malaysia (BNM) on 29th April.

4 月 29 日马来西亚国家银行（BNM）表示，马来西亚的银行体系仍然处于支持经济复苏的有利位置。

The central bank said that as at March 2022, the banks have maintained strong capitalisation levels, with excess capital buffers of RM125.5 billion.

中央银行表示，截至 2022 年 3 月，银行保持强劲的资本水平，超额资本缓冲为 1255 亿令吉。

“Capital ratios declined marginally, mainly driven by valuation adjustments on available-for-sale financial instruments amidst rising bond yields,” it said in its monthly highlights-March 2022 report, which was released on 29th April.

“资本比率小幅下降，主要是由于在债券收益率上升的情况下对可供出售金融工具的估值调整，”它在4 月 29 日发布的 2022 年 3 月月度报告中表示。

The central bank added that the bank’s asset quality remained sound in March 2022 with overall gross and net impaired loans ratios remaining broadly stable at 1.5% and 0.9%, respectively.

中央银行补充说，该银行的资产质量在 2022 年 3 月保持良好，总减值贷款比率和净减值贷款比率分别大致稳定在 1.5% 和 0.9%。

BNM said the banks’ provisioning levels remained high, as banks continue to be prudent, with loan loss coverage ratio of 133% compared to an average of 129% in 2020-2021.

国行表示，由于银行继续保持审慎，银行的拨备水平仍然很高，贷款损失覆盖率为 133%，而 2020-2021 年的平均水平为 129%。

“Total provisions eased marginally to 1.8%, as a share of total banking system loans, compared to 1.9% in February,” said BNM.

国行表示：“总拨备占银行系统贷款总额的比例小幅下降至 1.8%，而 2 月份为 1.9%。”

On domestic financial markets, BNM said the conditions were tightened, following the increase in 10-year Malaysian Government Securities (MGS) yields by 20.6 basis points, and the decline in the FBM KLCI by 1.3%.

在国内金融市场方面，国行表示，随着 10 年期马来西亚政府证券（MGS）收益率上升 20.6 个基点，以及富时隆综指下跌 1.3%，条件收紧。

The local financial market was also driven by tighter global financial conditions and geopolitical developments as the global financial market sentiments were affected by the faster-than-anticipated monetary policy normalisation path by the US Federal Reserve and the conflict in Ukraine.

由于全球金融市场情绪受到美联储快于预期的货币政策正常化路径和乌克兰冲突的影响，本地金融市场也受到全球金融环境趋紧和地缘政治发展的推动。

“The corresponding broad US dollar strength during the month also resulted in a marginal depreciation of the ringgit,” said BNM.

“本月相应的美元广泛走强也导致令​​吉小幅贬值，”国行表示。

Despite the weaker financial market performance, BNM said adjustments remained orderly amid sufficient trading liquidity.

尽管金融市场表现疲弱，但国行表示，在交易流动性充足的情况下，调整仍然有序。